Let’s take a look at the different types of insurance you should consider getting for your trip.
Travel Health Insurance
Even if you’re covered for health expenses in your home country, it’s important to be covered for emergencies abroad.
What would happen if you’re in the US, or Japan, or Australia (or even countries where health care is cheaper), and you get a debilitating disease or end up in an accident that has to be treated locally?
You’ll very quickly end up with medical bills in the tens if not hundreds of thousands. Unless you have insurance, that is.
A good emergency medical travel insurance will take care of any costs of any life threatening treatment you get locally.
It’s important to note that most travel health insurance policies are not “primary” health insurance policies. They rely on you being entitled to treatment somewhere, and will ship you there if needed for long-term care.
So even if you get travel health insurance, it’s important that you make sure you’re covered for long-term treatment at “home”.
If that’s not the case, you should check out my upcoming article on all types of insurance for nomads, including worldwide primary health insurance. Make sure you’re subscribed to Nomad Gate to get notified when it’s ready.